Disability insurance is fundamental coverage to protect against loss of income, for three months or more, in the event of injury or illness. With millions of Americans living with chronic illness, it’s wise to discuss disability and long-term care (LTC) insurance for your clients’ comprehensive financial planning.
Pivotal considerations for incorporating LTC insurance into your clients' financial planning strategies include insurance riders within in a disability insurance policy and the pending Tax Cuts and Jobs Act (TCJA) sunset.
Adding disability